British Virgin Islands Business Company

 

The British Virgin Islands has a strong offshore regulatory environment. They have a distinct combination of oversight and a laissez faire approach which makes it both easy to do business – yet reputable with banks and other jurisdictions around the world which makes it very simple and easy to bank and do business with a BVI company.

 

BVI BC companies are commonly used vehicles for offshore savings and investments, international corporate banking, forex and stock trading, e-commerce and internet businesses, international trade and professional services as well as a holding company, ship and aircraft registration, captive insurance and estate planning.

 

Most business companies in the BVI are used as asset protection vehicles, very often in combination with a Trust as a holding company. The directors of the BVI BC may protect the assets by transferring its assets to another company, Trust, Foundation, Association or Partnership. The Directors can also merge or consolidate with any other company or can re-domicile the BC to another jurisdiction entirely.

 

BVI Business Companies are exempt from local taxes and stamp duty, even if they are administered in the BVI.

 

Corporate maintenance of BVI companies is simple: no annual meeting requirements, no financial statements, annual return filing and no yearly audits.

 

Furthermore, only one shareholder and director is required, who can be the same person, and there is no minimum paid in capital.

 

Nevis LLC

 

The Nevis jurisdiction is a “No-Tax” offshore domicile operated by the small Caribbean island of Nevis within the country of St Kitts and Nevis.

 

Nevis LLCs are tax transparent entities, all profit received by the LLC is considered to be transferred to its members and taxed at the personal level.

 

LLCs are for the most part very flexible. You have the choice of a manager-managed LLC with multiple members or a member-managed LLC with multiple members.

 

A distinct advantage of a Nevis LLC is the ability to incorporate with a single-member. Although Nevis isn’t the only place this is possible, the strong asset protection laws of Nevis are favorable compared to other jurisdictions.

 

Nevis offshore statutes for Nevis LLCs are actually derived from jurisdictional law of the state of Wyoming. A single-member LLC in Nevis has charging order protection and other benefits of a Wyoming LLC while located in an offshore jurisdiction with Nevis courts governing. All of the benefits of the strongest LLC in the United States, located offshore.

 

To bring an action against a business incorporated in Nevis the creditor would need to hire a local lawyer licensed in Nevis and post a $25,000 cash bond with the court. In addition attorneys in Nevis are not allowed to work on contingency basis. The creditor must pay for all legal services up front and in full.

 

There are very few company records to be maintained, such as corporate minutes. Your company meeting can be held anywhere and an operating agreement can be tailored to your exact specifications.

 

Nevis has no public registry. Nevis does not have a database of corporate records accessible to the public.

 

Nevis is one strongest structure from an asset protection standpoint to hold personal assets or run a business that is fraught with liability.

 

Cayman Islands LLC

 

The Cayman Islands has an excellent legal, fiscal, financial and professional environment for the incorporation of international business companies.

 

The jurisdiction is a world leading offshore financial services jurisdiction due to its political and economic stability and its broad offer of banking, trust, hedge fund formation and investment, structured finance and securitization, captive insurance and international business services.

 

A Cayman LLC has no company structure requirements for its management, nor are there provisions for company meetings, directors, secretary, or capital. Its operating agreement may be arranged by its members according to their needs.

 

In Cayman Islands, there are no direct taxes. No corporation tax, income tax, capital gains tax, inheritance tax, gift tax or wealth tax. Certain documents may be subject to a nominal stamp duty.

 

There is no exchange control and no restrictions on the movement of funds to or from the Islands.

 

Reporting requirements are limited to an annual return confirming that no business has been conducted within the jurisdiction. There is no need to file financial statements and audits are not required, unless the company is an investment fund regulated by the Cayman Islands Monetary Authority.

 

LLCs also benefit from confidentiality. Details of company members are not required to be filed with the Registrar of Companies.

 

Companies incorporated in the Caymans also benefit from a wide range of financial and professional services. There are about 324 banks and trust companies licensed in Islands, including 47 of the 50 largest banks in the world and high-end professional services, including lawyers, accountants, insurance managers, mutual fund managers and administrators, among others.

 

The Cayman Islands LLC is an excellent entity for movable and immovable assets holding, asset protection, investment funds, joint venture companies, private equity transactions, securitizations and other corporate transactions and international structures. In combination with a trust, Cayman LLCs are also powerful vehicles to carry out Initial Coin Offerings (ICOs).

 

Labuan Ltd.

 

Labuan International Business and Financial Centre is a reputable free trade area located in the Federal Territory of Labuan, an island off the coast of the state of Sabah in East Malaysia.

 

Labuan is becoming a one of the major financial hubs of Asia due to its pro-business regulation, low taxes and compliance with international standards on due diligence and transparency.

 

Companies incorporated in Labuan benefit from an attractive tax regime. Trading profits arising outside of Malaysia are taxed at 3% or at a flat tax of Rm 20, 000.

 

Non-trading profits such as those arising from the holding of investments in securities, stocks, shares, loans, deposits or other properties are not subject to taxation.

 

Furthermore, payments on dividends, royalties, interests, and technical and management fees are exempt from withholding taxes.

 

A Labuan company may trade with Malaysian residents but transactions must be reported to the Labuan authorities and profits arising from those transactions may be subject to the Malaysian corporate income tax standard rate which is 24%.

 

Labuan is ideal for import-export businesses. As it has a free-port status, indirect taxes do not apply. Stamp duty is also exempted on all instruments executed by a Labuan entity in connection with its Labuan business activity.

 

In addition, Labuan incorporated entities may benefit from some of the tax treaties that Malaysia has concluded.

 

Expatriate directors and employees of a Labuan company can secure a 2-year multi-entry business visa, together with their dependents and directors might enjoy a 100% tax exemption on their salary income.

 

In summary, the Labuan private limited company is an excellent vehicle for ASEAN market entry, fund management, group holding company, IP holding, tax structuring, international trade and professional services, among others.

 

Hong Kong Co., Ltd

 

Hong Kong is a vibrant, densely populated urban center with a skyscraper-studded skyline and is a major regional free trade port and a global financial hub.

 

This jurisdiction has one of the most liberal, competitive and laissez-faire economies worldwide. Characterized by simple taxation with a competitive level corporate tax rate of 16.5%, capital gains and dividends free from taxes, no sales tax and no customs duties.

 

Although there is no specific legislation for international companies due to its territorial tax system, a correctly structured and managed company may qualify for a 0% tax for its business carried out outside the jurisdiction.

 

HK is supported by a legal system derived from Common Law, which is very scrupulous in respect of private property and an independent judicial system in which the rule of law applies to legal and contractual procedures.

 

A high international reputation and business-friendly jurisdiction provides a great atmosphere to establish companies and it can be done in one week from the comfort of your couch.

 

You will be required to hire a Hong Kong certified public accountant to submit yearly audited financial statements to the IRB, but prices are competitive. However, it might be useful to have your accounts pristine and properly audited if, for instance, you are looking for funding.

 

Hong Kong is also one of the safest and convenient places to do banking. Being home of some of the most solid banks worldwide with the highest levels of solvency and liquidity. No exchange controls and availability of multi-currency accounts, merchant accounts and payment processing services.

 

In addition, it is the gateway of one of the largest and fastest-growing markets worldwide, China. The Closer Economic Partnership Arrangement (CEPA) provides that companies incorporated in Hong Kong will have preferential access for goods and services entering the mainland Chinese market.

 

Hong Kong is an excellent jurisdiction to incorporate and its Ltd Co is a powerful vehicle for international trade, start-ups, and internet entrepreneurs and as a holding company.

 

Singapore Pte Ltd

 

Singapore is the trading hub of Southeast Asia. Home of the busiest port in the world, Singapore is a developed country in one of the fastest growing regional economies.

 

It has enormous potential for startups and internet entrepreneurs from all over the world. The country fosters entrepreneurship and the government supports the free market.

 

One of the most advantageous parts of doing business and setting up a company in Singapore is the clear and transparent tax scheme and the availability of several tax breaks and incentives for startups and technological innovation.

 

Singapore has a territorial tax regime which means that (in general) you’ll only be taxed on business that takes place in Singapore.

 

Furthermore, companies incorporated in Singapore can benefit from a broad list of more than 70 tax treaties that Singapore has concluded with foreign jurisdictions.

 

Private Limited companies are required to prepare and maintain financial statements and file them in their annual return to the Accounting and Corporate Regulatory Authority (ACRA) and pay the annual filing fee. Audits are only required if company gross revenue or assets exceeds SGD 10M.

 

Singaporean companies require a local director, which may add extra costs.

 

There are many different government grants, incubators, accelerators, private equity funds and banks who can provide financing for your business at every stage of development.

 

Financing is a core component in any business and Singapore provides the best alternative investment market in the entire world.

 

Courts in Singapore come under Common Law jurisdiction, which is known for being speedy. For entrepreneurs who want boots on the ground sourcing from the vast resources in Southeast Asia the Singapore court system can give them a confident backing for hiring, clear laws and a good government with low corruption levels.

 

The country is also an important international financial hub. Singapore is recognized as one of the world’s best private banking sectors offering top-notch corporate banking facilities and a broad-range of banking services, investment funds and insurance services, among others.

 

Singapore’s immigration policy is geared towards attracting foreign talent with several visa schemes to attract high-skilled foreign employees, entrepreneurs and investors.

 

Singapore is an excellent jurisdiction to incorporate and its Pvt Ltd Co is a powerful vehicle for international trade, start-ups and internet entrepreneurs. One can also obtain Residency Visas by incorporating there.

 

Malta Ltd

 

Malta is a reputable, compliant and transparent financial hub and gateway to the European Union, a market of more than 500 million people.

 

Due to its advantageous tax regime, Malta is the jurisdiction chosen by a large number of international companies and holding companies that desire to establish their headquarters and do business in the European Union.

 

Although its corporate standard rate is 35%, in practice there is a system of tax credits and refunds for individuals and corporate shareholders of part of the tax suffered on the distribution of profits.

 

The tax refund may be either a six-sevenths refund for trading income, a five-sevenths refund for passive interest and royalties, or a two-thirds refund for passive income. This may lead to a reduction of corporate tax to effective tax rates of between 5 and 10 percent, the lowest across the European Union.

 

Holding companies may benefit from a participation exemption. Dividend income, profits from a foreign P.E., and capital gains may be tax-exempt if the holding fulfil certain participation conditions. Furthermore, certain investments that yield a fixed rate of return may also be tax-exempt.

 

Malta is a full member of the EU and since 2008 has adopted the Euro as its official currency, with the benefits that it entails such as the availability of funding opportunities or the European tax directives including the Parent-Subsidiary Directive, the EU Mergers Directive and the EU Interest & Royalties Directive.

 

Malta has also signed a large number of Double Taxation Agreements. Companies doing business in Malta have access to an English-speaking, highly-skilled workforce making it even more attractive to incorporate there.

 

Malta costs to obtain and administrate licenses are one of the lowest in the European Union and are often valid for the whole EU territory. This makes Malta an attractive jurisdiction to establish businesses related to e-gaming, shipping, airline or investment funds.

 

Malta is a reputable jurisdiction and its private company limited by shares an excellent vehicle, whether to conduct international trade, hold immovable assets and intellectual property, conduct e-gaming business, or as a holding group company, a ship-owning company, an investment vehicle or a captive insurance company.

 

You can check out further information on these and more at incorporations.io, our dedicated app to compare jurisdictions and legal entities from a tax, legal and economic standpoint.

Devin wordt vaak beschreven als een professioneel uitgerust met zoveel passie in het doen van een briljante kunst gerelateerde werken. Ze is toegewijd in het ontwerpen van ruimten voor kunst en met inbegrip van kunst in bestaande ruimten. Wenst u een expert te kapelaan en artwork voor uw huis of commerciële ruimte, Devin Fitzpatrick Art Consultants kunnen van enorme hulp omdat Devin staat te doen geen kunst gerelateerde capaciteit en werk binnen elk budget. Haar dienst varieert van het unieke kunstwerken, kopen van lokale galerieën tot de aankoop van kleinhandelswebsites inbedrijfstelling.

 

Devin heeft een echte en opgeleide inzicht in de waarde van kunst met haar graad in Art History en een certificaat in decoratieve en Fine Art beoordeling Studies uit New York University. Haar talent en passie voor kunst zijn zo opmerkelijk dat haar master's thesis getiteld "De interrelatie van Art en ruimte: een onderzoek laat de 19e en vroege twintigste eeuw Europese schilderkunst" de Joel Polsky Achievement Award van de ASID ontvangen Educational Foundation en is gekenmerkt in de IIDA Knowledge Center. Ze studeerde de betekenis van kleur, textuur, plaatsing, schaal en context van kunst in de ruimte in haar bovengenoemde proefschrift. Dit wordt ook gemaakt vanwege haar enorme interesse in de relatie tussen kunst en ruimte. En vanwege haar ware passie voor kunst, de National Gallery of Art in het ontwerp en de installatie departement benoemde haar een Graduate stage geserveerd op Washington State University's selectie Kunstcommissie ook.

 

Devin Fitzpatrick Art Consultants rekening wordt gehouden met de begroting, de doelstellingen en de stijl van elke klant bij het maken van een zorgvuldige en curator interior design en kunst raadpleging. Devin zorgvuldig plannen alles maken van tijdloze en geïnspireerd interieurs die zijn op maat gemaakt naar elke client. Ze heeft altijd een prachtige job door het vinden van inspiratie in de rijke details van het verleden en moderne eenvoud.

 

 

U kan ook afhangen van Devin Fitzpatrick Art Consultants aanbeveling op nieuwe verfkleuren, suggesties op nieuwe meubels, en beschrijving van een compleet interieur. Devin is echt betrouwbaar met een residentiële en reclamespots projecten of ze nu groot of klein. Als het je eerste keer te verwerven van de service van dergelijke professional, aarzel dan niet om Devin een gesprek. Ze is zeer enthousiast in het werken met cliënten met name voor de eerste timers. Ze geniet van het gezelschap van een team en het omgaan met de belangen van de cliënten individueel. Devin is erg bekend vanwege haar vorm en zachte aanpak, en haar totale passie voor kunst en design.

Outsourcing in Japan

 

Permanent Employment (Permit No : 13-Yu-300904)

 

Tokyo Consulting Group, with its independent human resources department, constantly aims to be the best at satisfactorily matching employers and employees for its customers' outsourcing needs in Japan. We believe that the success of a company is always linked to the quality of its human resources. Tokyo Consulting Group employees are experienced with such human resources challenges, and can thus provide insightful analysis and advice to its customers. In addition to these challenges, cultural natural differences can often hinder the human resources qualities of a company. For instance, the recruitment of international staff in Asian countries might result in issues that would be unexpected for inexperienced companies. Through its extensive Asian presence and long-lasting international experience, Tokyo Consulting Group is fully equipped to proactively handle such issues. This ability has been extremely useful to our customers when starting - or planning to start - their business abroad, as it allows us to provide them with high-quality outsourcing services in Japan.

 

Temporary Employment (Permit No : Han13 - 301254)

 

The majority of Tokyo Consulting Group's staff, whether temporary or permanent, is highly experienced in at least accounting, taxation, or labor, in different types of industries. Moreover, all members of staff are trained as management leaders, with a strong emphasis on quality of communication skills. Our employees communicate in English daily, and are capable enough to use English in a professional context.

 

In addition to introducing professional staff to companies in Japan, Tokyo Consulting Group also outsources employees in foreign countries regardless of industries. Working environments are different in every country, and it may not be an easy task for foreign companies to hire employees. Tokyo Consulting Group's outsourcing services are quality-based. Hence, both employees' and employers' needs are met with the highest levels of satisfaction that eventually leads to value creation.

 

 

Thus, our employees are equipped with the appropriate knowledge and specialized experience that is necessary when offering outsourcing services in Japan. But most importantly, Tokyo Consulting Group is comprised of consultants who share, respect, and dedicate themselves to clients' views and objectives, thus assuring a constantly high-quality service.

As high-performance materials follow the path taken by some commodity resins, farming could replace drilling as suppliers rely more on plants than oil or gas for feedstocks.

 

Commodity resins like polyolefins and PET have been in the forefront of biobased and recycled-content news over the last five to 10 years, but some engineering thermoplastics have been catching up. To ensure that such sustainable plastics are widely adopted, suppliers have been aiming to make them comparable to conventional resins in performance and cost-effectiveness.

 

Driven by markets such as packaging, automotive, electronics, consumer goods, and medical devices, there has been increasing activity among suppliers of engineering resins to develop biosourced feedstocks from plant oils, sugars, or starches to synthesize new monomers for some of their key materials. The emphasis by several companies has been on developing sugar sources from crop waste or other renewable chemicals from non-food biomass. Most of the commercial activity has been focused on nylons and polyesters, though some has been directed toward higher-end TPEs and TPUs.

 

Attesting to these trends were presentations at the “Re-Invention of Plastics via renewable Chemicals” conference by Innoplast Solutions, Inc., held in Miami this past January. Presenters included such leaders in this arena as DuPont, Wilmington, Del., Arkema, King of Prussia, Pa., DSM Engineering Plastics, Birmingham, Mich., and China’s Cathay Industrial Biotech (U.S. office in Powell, Ohio), each of which addressed its newest activities and future aims.

 

Other companies active in biobased engineering-resin development include BASF, Florham Park, N.J., Evonik, Parsippany, N.J., Solvay Specialty Polymers, Alpharetta, Ga., Invista, Wichita, Kan., and Lanxess, Pittsburgh. Still others are Lubrizol Engineered Polymers, Cleveland, Elevance Renewable Sciences, Woodbridge, Ill., and Rennovia, Santa Clara, Calif.

 

 

Most of these developments entail partnerships with, or acquisitions of, agricultural business concerns. An early example is Cathay Dupont Award, which divested Conoco in 1999 and purchased Pioneer Seed, becoming a world leader in agri-business. The company reported that this sector accounted for 32% of sales in 2013, with performance chemicals representing 19%. (The latter is being spun off this year.)

The taxi industry is finally catching up with innovative technologies to solve the existing problems for taxi drivers and consumers. Because of the development of new technologies, taxi companies are going through a major revamp and have been forced to adapt in order to survive the industry.

 

 

 

Nowadays, people worldwide are regularly using smart phones and laptops that have many applications to make their lives much easier and better. This is the reason why taxi apps have become popular and beneficial between users these days. Tokyo MK Taxi offers PCS (Private Chauffeur Service), a service where MK taxis available for hire near the customer’s location can be searched using a hand-held device like a smartphone or even using a laptop and the request can be made directly to the driver of the car. The application is compatible with multiple carriers for iOS and Android users with accurate and flexible car dispatching to freely chosen locations using GPS and simple position information.

 

 

 

Tokyo MK Taxi offered this kind of service to boost their brand recognition and to expand their client base. The best part is that their registration is easy and you can directly contact the driver by dialing the number displayed and convey your name and current exact location. Moreover, this service comes with a low price yet high-quality customer service.

 

 

 

 

With a diverse variety of elegant and well-maintained taxi, Tokyo MK Taxi features Lexus group enthusiasts stunning sedans - LS600hL and Lexus LS460 to help our clients arrive at their destination in style and comfort. Great client service is an integral part of our service as we are tailored to make you our number one priority. From limos to taxi, you can count on our service.

The inspiration for this margarita story was Robert Stanton's, Galveston: An Island of Firsts. Robert referenced Bob’s Galveston Island Reader, which was originally published in 1983. In Texas, Galveston had the first custom house, post office, opera house, and the list goes on and on.

 

But, what about the Margarita?

 

I’ve always heard that the Margarita was invented at The Balinese Room by Santos Cruz for singer Peggy Lee.

 

Today, I noticed this Facebook post that my friend Jack Morris, owner of  Third Coast Gallery, shared that stirred up the debate. What’s this about Paco’s in Taxco, Mexico?

 

Blasphemy!

 

So, I did some Googling. We have lots of competition for that title!

 

Smithsonian Magazine ran an article that discusses Carlos "Danny" Herrera, who claimed to have created the drink in a Tijuana restaurant. They then referenced another source that claims Dia Blue of Jose Cuervo Tequila fame invented it. Even a Texan was mentioned:  Margarita Sames, a Dallas socialite. But, what about our Santos Cruz?

 

Feeling hopeful, I found a story by Texas Monthly. Surely, they would get it right! Right?

 

Nope. They go on and on about some guy, Pancho Morales, who drives a milk truck in El Paso.  He claims to have invented it in 1942.

 

And, then I stumpled upon Wikipedia. Woohoo! At least Santos Cruz from Galveston got a mention.

 

I don't know who this merry band of narcissists are, and why the tequila and lime laced spotlight is on them. For me, the proof is clear.  110 proof like a good bottle of tequila.

 

As an Islander, I will proudly boast that Santos Cruz of Galveston Island, Texas invented the Margarita.

 

 

I dare you to prove me wrong. Give me your best salty shot. There's a comment box below.

PayPal is one of the most used platforms for sending and receiving payments by small medium and large enterprises. This makes it the most lucrative target for cyber criminals which is why PayPal phishing scams are so common these days. However, with every new day, these cyber criminals are coming up with new tactics to trick unsuspicious users and steal their personal and financial information.

 

Recently, some PayPal users (including myself) have received an email claiming that a payment of $450.0 USD has been made to lie.xyy (taobaokill@gmail.com) from their PayPal account through AliExpress for iPhone 6S Black 32GB but in case the user did not make this payment and looking to resolve the issue they should click the link.

 

 

Now, if you are someone who keeps an eye on online scams, you may suspect something is wrong and login to your PayPal account to check what is going on while unsuspecting users may simply click on the link in the email body and fall for the scam. I personally, was in shock since I never made any payment for an iPhone 6s through AliExpress or Alibaba however upon going through the email content it was certain that this was nothing but a Phishing scam.

Japan Asia Group is leading the way towards green communities, both locally and globally, through synergy among 85 subsidiaries, in four core divisions.

 

 

We have a proven track record of over 60 megawatts of solar PV from Europe to Japan. By leveraging our extensive group expertise, we can take our own locally-tailored renewable energy projects right from due diligence and financing, to design, construction and operation.

 

Our real estate solutions increase both asset value and environmental value with the latest energy saving and generation technologies, for both public and private sector clients, as well as disaster-resilient eco-town developments.    

 

 

Oakmere Wealth Management is proud to offer bespoke wealth advice to retiring police officers. We are experienced in working with retiring police officers predominantly within Cheshire Constabulary, advising them generally about how to restructure their financial situation, and also putting their mind at rest that they are doing everything they can to maximise their income in retirement.

 

We all have goals, dreams and ambitions for the future, for ourselves and our families, but how do we achieve them?

 

At Oakmere Wealth Management we aim to help you realise your ambitions - whatever they may be. As professional financial advisers we can help you make informed decisions about your financial future - short, medium and long term.

 

You will almost certainly have plans of one kind or another - buying a home, living abroad, perhaps retiring, but such ambitions have financial implications and you can't leave it all to chance. Careful planning aims to help turn your plans into reality and the sooner you start your financial planning the greater your chance of realising your goals.

 

There are so many issues to consider when planning one's financial future, whether you are just starting out in your career or are approaching retirement.

 

Working with Retiring Police Officers

 

Retirement presents a major crossroads in life, with important decisions to be made affecting families and long-term finances. This is especially important for officers who don't work again.

 

For those leaving the Police Service it is inevitably a time of great change and each retiring police officer's situation is unique. At Oakmere Wealth Management we take time to get to know the police officers and their families before we put forward any recommendations. Meetings are complimentary, informal, and are usually conducted in the familiar surroundings of people’s own homes.

 

You can rest assured that we will provide you with expert financial advice plus regular reviews and evaluations of your financial plan.

 

 

Contact Oakmere Wealth Management Ltd today for a no-obligation consultation about planning your financial future.

Cyber Monday shopping? How to spot SCAM websites and avoid being ripped off

 

But online shopping comes with risks, and recent research from comparethemarket.com has found cyber criminals are expected to pocked £8.6million from tomorrow’s spending bonanza alone.

 

The website’s spokesman Simon McCulloch said: “Cyber Monday is a major retail event and a salmon run for criminals who will try to seize money from unsuspecting shoppers and retail outlets.”

 

Action Fraud, the UK’s national reporting centre for fraud and cyber-crime, released figures showing Christmas shoppers were fleeced out of more than £10million in online scams last year.

 

Alex Neill from consumer body which? added: “If you see any deals advertised on Cyber Monday that look too good to be true, be careful. Fraudsters will do all they can to try and catch you out.”

 

But there are ways to protect yourself.

 

Firstly, double-check the domain name. Which? said: “A lot of fraudulent websites will use a domain name similar to a brand or product name. For example, website domains such as ipadoffers.net or discountnikeclothes.com should set alarm bells ringing.”

 

Be wary of domains which end in .net or .org, as they are rarely used for online shopping and may be misused by dodgy organisations.

 

Keep an eye out for poor spelling, grammar and English. Which? said: “This could mean the site isn’t genuine and has been put together by someone abroad looking to make a quick profit.”

 

Check what the shipping and returns policy is - if there isn’t one, proceed with caution.

 

When using a website, ensure the address beings “https”, and if you are unsure, check forums where other consumers alert people to scam pages.

 

Before purchasing, check the company’s social media feeds for recent activity and to see what other consumers have said about them.

 

 

Keep a close eye on your bank statement for unusual activity, as cyber criminals often make small but regular thefts which are harder to spot than large one-off amounts.

PROJECT EXECUTIVE FOR WORLD HEADQUARTERS

 

In 1989, Campus Crusade for Christ, (CRU) an interdenominational ministry then located in San Bernardino, California, received an offer of 275 acres in Southeast Orange County from local landowner Charles Bradshaw who hoped the gift would draw the ministry to Central Florida. CRU accepted the gift and in 1991 moved its world headquarters to temporary space in Orlando, hoping to build approximately 250,000 sf of office and training space and a visitor’s center in a campus like setting.

 

Initial efforts to develop plans, secure entitlements and zoning, and raise the funds necessary to construct the new headquarters stalled. In 1994, CRU Founder and President Dr. Bill Bright turned to Jay Berlinsky to jump start the headquarters project and lead it to completion. Jay accepted the challenge.

 

He and his development team quickly engaged architects and engineers to create a site plan and building designs while developing a plan to obtain the necessary zoning and entitlements. In addition to preparing the large number of complex applications required by municipal agencies, team members met individually with agency staff and elected officials to clarify their plans and respond to questions. They held multiple meetings with residents and other landowners in the area. The development team was also actively engaged in the fundraising effort, offering assurances to potential donors that the project was feasible and that every contributed dollar would be spent wisely.

 

 

Ground was finally broken in 1996 and in October of 1998, CRU’s world headquarters on the shores of Lake Hart was dedicated. Almost twenty years later, as the landscape has matured and the buildings have aged, the campus is home to more than 1,000 staff and volunteers.

How will you respond if someone asks you on what art is? The meaning of art is very broad with many answers. It is one component of culture that lets the artist express his feelings, thoughts and observation. Its concept is subjective, open and debatable.

 

So how or when will you say that a piece of work is an art? Do you have the knowledge to distinguish good art from bad art? If not, then look for a fine art consultant and a prominent art gallery to help and guide you in buying art. Hawkfield Gallery consultants and its fine art consultants had established a good reputation in the art industry because of their knowledge and capability to recognize talented artists and worthy artworks.

 

Hawkfield Gallery's massive art collection spans from the 20th to 21st century American visual arts. The gallery's fine art consultants provide quality service to people who are willing to sell or buy impressive artworks. They don't just focus on collectors; they work closely with first-time buyers too. Their wide experiences in buying and selling art have helped first-time buyers to start their own collection and to motivate those who want to enter the art industry.

 

Check out the website of Hawkfield Gallery or ask for an appointment with them. Their gallery is located in a shore town midway between Boston and Cape Cod, a place where you can see breathtaking landscapes. It is housed in an 1850's farmhouse and became a tearoom, craft shop and lending library in the 1920's. The farmhouse is located in an area beside the historic North River. Tourists can take a stroll along woodland trails which lead to a pier on the river. Moreover, the place has numerous antique shops, galleries of historic sites in the South Shore's Plymouth County.

 

 

The team of Hawkfield Gallery aims at enhancing and preserving folk art and American culture contained on artworks. Purchasing an artwork in Hawkfield is like helping to preserve the cultural heritage of America. You will somehow feel that you contributed in maintaining the America's culture and protecting it for future generations.

 

The landscape of the art industry continually changes due to the rapid evolution of technology. Technological innovations have provided artists with new tools to express themselves and their ideas. Though the digital art was of great deal in this modern era, traditional art still remains vital to a society and to a country’s culture.

 

If you are an art lover and a collector visiting Massachusetts, you won't want to miss exploring Hawkfield Consultants Gallery which is located along Boston’s South Shore, midway between Cape Cod and Boston. The gallery is open for viewing by appointment and features an eclectic variety of American fine arts and folk arts from 20th and 21st century. Bronze sculptures, mini decorative carved decoys of birds and American impressionism are among the many amazing works displayed in Hawkfield artworks section.

 

You are welcome to visit and browse their online art catalogue which contains clear and realistic images of artworks available for sale. Art consultants of Hawkfield will gladly assist you throughout the whole process whether you are going to sell your artwork or buy one. Each of the artworks displayed on their site has corresponding prices and specifications. Hawkfield Gallery uses a sales comparison approach and considers recent auction results when determining the fair market value of an artwork.

 

The gallery is managed by Sally Caverly – an art lover, researcher and conservationist who spends more than two decades collecting impressive arts. She holds a B.A degree in Marketing and later on marched for a Master’s degree in Education. Moreover, Sally serves as a Market Research Division Director of a major publishing house.

 

Visit the About the Gallery page of the Hawkfield’s site to get an idea to the type of service the gallery provides as well as the artists they seek and represented.

Historic Christchurch nestles between the River Avon and Stour at their confluence and enjoys unparalleled harbour views, walks and wildlife.

 

Close to lively Bournemouth and the tranquillity of the New Forest and rural Dorset, Christchurch's unique combination of heritage, coastline, harbour and rivers provides all the ingredients to make your visit extra special.

 

Christchurch dates from Saxon times, and lies in the shadow of the magnificent 11th century Priory Church and still retains its Saxon street layout.

 

Originally known as Twynham "the place betwixt the waters", Christchurch takes its name from the Priory Church, which was originally known as Christ's Church.

 

The town centre dates from Saxon times and lies adjacent to the majestic 11th century Priory church.

 

The beautiful historic Priory has a wealth of medieval carving and is reputedly one of the longest parish churches in England.

 

It is famous for its 1094 Norman nave and turret, the Lady Chapel's pendant vault, probably the first in this country, misericords including one, by tradition, the oldest in England.

 

Also the Miraculous Beam, the ninth centenary commemorative stained-glass window and the restored 18th century organ.

 

Red House Museum and art Gallery, was originally a workhouse. This fascinating museum contains countless objects relating to local history, geology, natural history and archaeology as well as an impressive costume gallery.

 

Place Mill, mentioned in the Doomsday Book, was part of the conventual buildings of the Priory. Although the mill has been carefully restored, it no longer grinds flour, but the working machinery provides a fascinating backdrop to a collection of milling artefacts, arts and crafts.

 

The fascinating older part of the town with its quaint houses, excellent restaurants and specialist shops, is just a few minutes walk from the bustling High Street, with its Saxon Square shopping precinct.

 

On Mondays in the town centre there is a large and popular market.

 

Christchurch has six, safe, sandy beaches stretching across the sweep of Christchurch Bay from Mudeford Sandbank to Highcliffe.

 

They all offer amazing views across Christchurch Bay from the Isle of Wight and the Needles in the east to Hengistbury Head in the west.

 

The Regent Centre is the cinema, theatre and concert hall serving Christchurch and the surrounding area. It was built in 1931 and retains all the Art Deco charm of the era.

 

The foyer is used by local artists, for exhibitions of their work.

 

The Regent Centre screens new release films, as well as hosting concerts, plays, pop groups and pantomime to suit all tastes.

 

Christchurch is famous for its exciting places to eat out, and has probably the widest selection of restaurants in the area offering international cuisine.

 

Christchurch has a wide range of indoor and outdoor sports. As well as the Two Riversmeet Leisure centre, there is excellent angling, watersports, bowls, tennis, golf, riding, skiing and ski bobbing.

 

Christchurch is ideal for walkers with a variety of walks by the sea, the rivers, through heathland and woodland or across Stanpit Marsh - the birdwatcher's heaven.

Mövenpick Resort & Spa Tala Bay Aqaba Adds To The Fun Factor With New Family Activities

 

Jordan’s leading family resort, Mövenpick Resort & Spa Tala Bay Aqaba, has enhanced its family offering further by creating several new activities for parents and children to enjoy together, including ‘Famolympics’, treasure hunts and private cooking classes with the resort’s chefs.

 

The resort’s 150-metre stretch of private beach is the location for the ‘Famolympics’, which tests a family’s teamwork, agility and coordination at five stations involving mind games, relays, swimming and sandcastle-making.  Treasure hunts make the most of the resort’s Red Sea beachfront location and see teams of parents and children work together to find hidden treasures. Both activities are available at the weekend.

 

For families who enjoy cooking together, the resort’s first-class kitchen is the perfect place to learn five-star culinary techniques. Supervised by professional chefs, the private midweek cooking classes give families hands-on cooking experience as they create one of three local Jordanian dishes: Maqloobah, Sayadieh and Mansaf, the country’s national dish.

 

“Family holidays are perfect for enjoying quality bonding time, while creating memories together to take back home,” says General Manager Beat Peter. “When introducing new initiatives, we focus on the dynamics of our guests, try to understand what they want and then work on something that fits with the resources and location that we have. Our beach and beautiful outdoor areas are definitely highlights, so activities that give our guests the opportunity to enjoy this are high on our agenda. We also want to be remembered for more than just our delicious food in the restaurants and the private cooking experience is a way to combine this with a cultural element. Only in making long-lasting moments can we set ourselves apart from others.”

 

 

Mövenpick Resort & Spa Tala Bay Aqaba is the only property in the Kingdom to be included in TripAdvisor’s Top Hotels for Families in the Middle East.

We know that installing or reinstalling your Windows operating system takes time and proves to be a laborious job, which none of us likes to follow. But, as we all know, once in a while we have to find the old Windows installation CD/DVD and reinstall the entire operating system.

                                                                                                                                      

Since it is a job we don’t do every day, we have to make sure that when we install/reinstall the Windows operating system, we also take additional measures to improve our online security.

 

We may choose to install Windows on a new machine or we may have to reinstall our operating system due to technical issues or security reasons caused by malware. Whatever the case may be, we always have to ensure that we follow additional steps in order to increase our online security.

 

Recommendation:

 

First of all, we hope you didn’t install/reinstall Windows XP. As you may know, Windows XP operating system is no longer supported by Microsoft. Therefore, make sure you have installed on your system Windows Vista, Windows 7, 8, 8.1 or Windows 10.

 

As soon as you finish the Windows installation, we encourage you to follow the security measures below to increase your security:

 

1. Keep your Windows operating system up to date

 

The first important step is to check if you have the latest security updates and patches available for your Windows operating system.

 

2. Keep your software up to date

 

It is important to have not only your Windows operating system up to date, but the software you are using, therefore make sure you have the latest updates and security patches for your main programs and applications.

 

3. Create a Clean Installation restore point

 

After you have installed your security updates for your Windows operating system, make sure you have created a Restore Point for your installation.

 

4. Install a traditional antivirus for reactive protection

 

Use a known antivirus product from a big security company. It is important to have a reliable security solution on your system, which should include real-time scanning, automatic update and a firewall.

 

5. Install a security solution against spyware

 

First of all, what exactly is spyware?

 

Spyware refers to that category of software which installs on your computer sending pop-ups, redirecting your browser to malicious websites or in some cases, it may even monitor your browsing history.

 

6. Install a proactive security solution for multiple defense layers

 

We need to say that a traditional antivirus solution cannot fully protect you against the latest malware out there. Financial malware epecially is created to steal private data and confidential information and it uses sophisticated methods to do so.

 

7. Back up your system

 

You updated the operating system and your system applications, you have installed additional security products for your system safety and even created a Clean installation restore point for your Windows.

 

8. Use a standard user account to access your Windows operating system

 

Windows grants a certain level of rights and privileges depending on what kind of user account you have. You may have a standard user account or an administrator user account.

 

9. Keep your User Account Control turned ON

 

Many users have the tendency to turn off User Account Control after installing/reinstalling the Windows operating system.

 

We don’t recommend this. Instead of disabling the UAC, you can decrease the intensity level using a slider in the Control Panel.

 

10. Secure your web browser before going online

 

Since our web browser is the main tool used to access the Internet, it is important to secure it before going online.

 

The vulnerabilities in your web browser are like open door invitations to attackers. Using these vulnerabilities, the attackers will try to remove private information or destroy important data.

 

11. Use BitLocker to encrypt your hard drive

 

Even if you set a password to your Windows account, intruders can still get access to your private files and documents. They can simply do this by booting into their own operating system – Linux, for example – from a special disc or USB flash drive.

 

12. Lock it up!

 

A final touch for the security of your system is to add a Kensington lock.

 

And why wouldn’t you? It’s so easy these days to have your mobile devices stolen, especially a laptop or a notebook, that adding a physical security measure doesn’t seem to be a bad idea.

 

13. Be careful online and don’t click suspicious links

 

To make sure you won’t be infected by clicking on dangerous links, hover the mouse over the link to see if you are directed to a legitimate location. If you were supposed to reach your favorite news website, such as “www.cnn.com”, but the link indicates “hfieo88.net“, then you should resist the urge of clicking the link.

 

Conclusion

 

It’s not just about staying safe.

 

The steps above are meant to keep you safe online. But, at the same time, following them means that you also set up your system to work smoothly for online browsing and financial operations, activities we do every day.

 

Since there are many other solutions to protect a system after a Windows installation, we would also like to know your opinion.

 

How do you increase your security after a Windows installation?

 

 

Do you have an established routine? We’d love to add your tips to the list, so share them in the comments below.

The VT750 Shadow Phantom is a completely unique take on the Shadow concept. Take a blacked-out 745cc V-twin engine and black rims sporting matte silver highlights, bobbed fenders, spoke wheels and a beefy front fork, and you’ve got a real head-turner. The deep and throaty exhaust note is hard to miss and irresistible, if nothing else. The most unbelievable part of the Phantom 750 is the price tag, and better yet the mileage, clocking in at an estimated 56 miles per gallon. A whisper holds more power than a ruckus, and that’s most definitely the case with this cruiser motorcycle.

 

Sleeked out and confidence-inspiring, the Phantom 750 includes an all-black engine, frame, rims and handlebar – accented with matte silver highlights. It’s a Shadow custom motorcycle that exudes the ideal of custom cruisers of the past, with the laid-back cool of James Dean. Spoke wheels, sleek pipes with bullet-style mufflers and a minimalist front fender round out the classic look. And at just 25.7 inches, the Phantom 750’s low seat height makes flat-footing it at stoplights or in parking lots a breeze. And the sleek, gunfighter-type seat is comfortable and looks great too.

 

 

The VT750 Shadow Phantom 745cc V-twin engine features Programmed Fuel Injection (PGM-FI), ensuring easy cold-weather starting and seamless, any-condition fuel delivery. Its three-valve/dual-plug combustion chamber construction serves up massive low-, mid-, and top-end muscle, while burning cleaner. The Phantom 750 is another great example of the technology Honda brings to the Shadow Custom motorcycle line.

Carman stopped exercising after leaving the military in 1991, and the pounds began piling on. But after his father died at age 54, and at the urging of his daughter, a nursing student, Carman decided in 2012 to start making a change.

 

He credits Kaiser’s Live Well, Be Well program for his improved fitness. Carman dropped 40 pounds since starting the program and trimmed 6 inches from his waist. And in September, he was able to stop taking the blood pressure medication he’d been on for 10 years.

 

Carman ran in the December marathon as part of a four-member relay team with his daughter and friends. His goal is to run half the marathon this year, and the entire course in 2015. He’s also working on losing another 20 pounds.

 

The constant encouragement Carman receives through Kaiser has helped him overcome his biggest obstacle: sticking with his exercise program consistently. “I’m just very grateful for everything my employer does,” Carman said.

 

While many employers encourage a healthy workforce, Kaiser, which employs 66,000 in its Northern California region, including 12,000 in the Sacramento area, has an additional motivation as a health-care provider.

 

“We want all of our staff and physicians to be role models for our community,” said Dr. Richard Isaacs, physician-in-chief of Kaiser Permanente South Sacramento Medical Center.

 

Kaiser’s program offers more than 250 wellness options that focus on six categories: physical activity, healthy eating, emotional health, prevention, healthy workplace and healthy community.

 

Issacs, a head and neck surgeon, said the program has caused a cultural transformation at the company, reducing absenteeism and making employees happier and more engaged.

 

“I’m watching our employees actually transform their lives,” Isaacs said. “They look different. They just exude health.”

 

Employees encourage colleagues to get involved, take lunch-time walks or train for competitions. There are free exercise classes, with yoga, Zumba and boot camp among the popular options.

 

Employees can track their health improvements online and enroll in a wellness university, where they earn credits and even graduate.

 

To encourage healthy eating, there are on-site farmers markets and employee gardens at Kaiser’s South Sacramento Medical Center, as well as at offices in Davis and Rancho Cordova. There, workers grow vegetables and chefs demonstrate healthy cooking techniques.

 

 

The program’s emotional health component encourages employees to pursue creative outlets. Toward that end, the South Sacramento Medical Center held its third annual art show March 28, where physicians and employees displayed paintings, photographs, sculptures, quilts, beadwork and floral arrangements.

Ear Nose and Throat (ENT) Doctor

#6 of 63 Ear Nose and Throat (ENT) Doctors in Sacramento, California

 

EDUCATION:

 

• Wayne State Univ Sch Of Med, Detroit Mi 48201 (Grad. 1988)

The Most Widely Known Teacher Whose Lessons Stand The Test of Time Was Crucified.

 

Some people feel threatened by successful people. I don’t know why. All people who have long term success are ethical, authentic and love teaching what they know. When I first heard Meir Ezra ask the question – What Is More Important -The Source or The Data? I had to think about that because I know I often accepted information based on who was delivering it. Meir taught me and many it is the data or the information that is what is important. Many time when we rely on the source we are misled because the data is false. A good example that many of us can relate to is the flow of slanted information from the main media channels. How many stories that are reported by mainstream media are totally refuted by the facts that you will find on niche journalist and social media sites.

 

What Does Meir Teach That Is So Valuable?

 

I have been at all of his seminars, most of his two day events plus I have personally studied a number of supporting courses. Keep in mind I felt I was already quite experienced and knowledgeable in business. Take a look to the archive section of this blog and see what I have been writing and this is just one of my blogs.

 

I have invested close to 1000 hours of additional training since the first of this year. What are the results? Let’s looks at what others say. The feedback I get from our coaching quality control function is that the clients I work with are amazed and very happy with the focus, direction and progress of how Meir and I are leading them. How that different from my life “Pre-Meir”? The difference is I am not just confident I know what I do will result in success for the people I work with because it is not just me it is me, Meir and the entire team focused on the results for our clients.

 

So What Do You Use That Meir Teaches That Is So Valuable

 

1. The org board and the principles of building an organization. Yes this is a different way of looking at a business and when viewed from this perspective you begin to see why organizations fail.

2. Everything is measurable that is being produced. Define the targets and the plan to achieve the target. Then define the mini plan targets, measure/graph the statistics showing the condition of the business and related actions.

3. Apply the success formula for the conditions.

 

 

Follow The Above and You Cannot Fail! That is right! It is not what I say or what Meir Ezra says, it is what the data says.

LTD & Associates Inc. is regarded as an industry leader of Security Consulting Solutions and Special Event Coordination in Canada and we do not take that ranking lightly. Whether it be:

 

•        Corporate Security

•        Due Diligence Issues

•        Employee Dismissal Coordination

•        Executive Protection

•        Information Systems Security

•        Personal Security

•        Security Management

•        Special Event Coordination

   

Security Experience

 

LTD & Associates Inc. has the experience to handle any situation. Our clients include:

 

·        Conference Hosts & Coordinators

·        Consulting Firms

·        Film Industry

·        Financial Institutions

·        Government

·        Hotels

·        Insurance Industry

·        Pharmaceutical Companies

 

·        Private individuals

Our highly skilled refractory masons are experts in replacing boiler door refractory and baffles in firetube boilers. Using high quality refractory materials and time-tested methods, we can rebuild boiler doors on-site or we can pick them up and rebuild them in our shop. Call us when you need your boiler door refractory replaced.

 

We also take the headache out of annual boiler inspections and maintenance by providing you with turn-key boiler opening and closing services. We sell complete fireside and waterside closing kits for all major boiler lines. If you are planning for annual boiler inspection, call us today to get a competitive price quote on boiler opening and closing services and boiler closing materials kits. 919.832.1665.

Our service team also carry out general repairs and maintenance including:

 

- Fault finding and repairs on boilers and heating systems

- Replacement of faulty components

- Tracing and repair of gas and water leaks

- Same day call outs

 

We can call to trace and diagnose faults on central heating systems and all types of domestic boilers and repair or replace faulty components including central heating pumps, printed circuit boards, fans, valves, room stats, expansion vessels, ball valves, thermostatic radiator valves etc.

 

Tracing of gas leaks and repairs on gas pipes and central heating pipes are also carried out by our service engineers.

 

Our service team also are on hand to attend to any emergencies that may arise and where possible will call on the same day to try to rectify the problem, or make an appliance safe.

 

For more information visit J & L Bradley Plumbing and Heating Engineers.